I have been a real estate agent for more than 27 years, and one of the things I always suggest to my cleints is to contact their financial institution or a mortgage broker and get their financing pre-approval in place prior to going out house hunting. There is nothing worse that a couple finding their dream home, only to find out it is out of their price range and they can't afford to buy it.
One ofd the other benefits is the rate is locked in usually for 90-120 days, so if the rates dropped you are locked in at the lower rate. If the rates drop, then yours locked in rate does too.
Looking to finr that lifestyle home? Call me and let's get the process started...416-717-6331.. I'm here to answer any questions you may have along the way and to ensure you have all the information you need to make an informed decision.