I have been a real estate agent for more than 28 years, and one thing I always suggest to my clients is to contact their financial institution or a mortgage broker and get their financing pre-approval in place prior to going out house hunting. There is nothing worse than a couple finding their dream home, only to find out it is out of their price range and they can't afford to buy it.
One of the other benefits of pre-approval is - the rate is locked in usually for 90-120 days, so if the rates go up you are locked in at the lower rate. If the rates drop, then your locked in rate does too.
Looking to find that perfect lifestyle home that suite the needs of your family?
Call me at.416-717-6331..and let's get the process started! I'm here to answer any questions you may have along the way and to ensure you have all the information you need to make an informed decision.